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Garage Liability vs. Garagekeepers Insurance

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The difference between Garage Liability coverage and Garagekeepers coverage is similar to the difference between liability insurance and physical damage insurance. The first covers the insured’s liability for operations and autos and the other covers damage to customer’s vehicles. All … Continue reading

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Many small business owners believe that their general liability insurance or umbrella business insurance policies will cover claims involving directors and officers of the company.  However, general liability policies do not respond to management liability lawsuits. Some also believe that D&O insurance is … Continue reading

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The fear movie “” begins its theatrical run beginning today. The film is composed and guided by and celebrities Monroe Gilchrist, Olivia Luccardi, Lili Sepe, John Careful, and Zovatto. Maika Monroe as Height. Photography courtesy of Radius TWC, combined with … Continue reading

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They will study political, monetary and sociological tendencies in China, returning over the years to the period that is present. the university that is look at sites to acquire information on admission needs qualification standards, tuition expenses and financial guidance. … Continue reading

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Along the way, the celebrations accept to sustain losses, similarly (in many of the circumstances). One should remember that, throughout the process of mediation, the banker along with the customer must support deficits. The following, the terms are usually. Remember … Continue reading

EPLI Coverage

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A fast growing product in the insurance markets is employment practices liability insurance (EPLI).  EPLI is a relatively new form of liability insurance. It provides protection for an employer against claims made by employees, former employees, or potential employees. EPLI covers discrimination … Continue reading

Workplace Safety Programs

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Every company should have a written safety program.  A good safety program protect a company’s employees, reduces costs and creates a more productive work environment.  Ultimately, effective programs help reduce the cost of workers compensation insurance and improve employers’ work … Continue reading

Workers Compensation Deductibles

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Insurance Deductibles- Are they worth it? What are my options? Insurance Deductibles, by design, are meant to benefit both the insured and the insurance carrier. This is a way to provide further incentives to insured’s to be active in preventing … Continue reading

Homeowners Acting as a General Contractors and Workers Compensation

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In today’s housing market, the interest rates are as low as they have ever been. If you are ready and able to build a new home to live in, this could be the time to do it! You are thinking … Continue reading

Business Owners and Workers Compensation Insurance

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Should I cover myself under Workers Compensation as a Business Owner? The most important person involved in any business operation is the owner and their ability to function at the level that has brought them success.  This is an area … Continue reading

Data Breach Insurance for Businesses

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No matter how big or small a company may be, every business should have data breach coverage on their company. Data Breach Coverage covers your company in the event of loss, theft, accidental release or accidental publishing of personally identifiable … Continue reading

Workers Comp Drug Policies

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Substance abuse among workers can result in injuries and cost employer’s thousands.  According to surveyed data these injuries have higher medical cost, cause more absenteeism and reduce productivity.  On average Employers pay $7,000 per employee annually to deal with unaddressed … Continue reading

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I was 23 when the horrible events of 9/11 happened.  I thought about all of the losses of life and the devastation that the United States endured but never did the insurance effects cross my mind.  It would be 7 years until … Continue reading

Do I Need Insurance as a Business Owner

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Why Toolbox Talks are Important to You Business Toolbox Talks are informal safety meetings designed to help keep your company’s safety procedures, rules regarding equipment, personal protective equipment, job assignments and expectations on the forefront of your employees minds. This type of … Continue reading

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